Your cash account in Liechtenstein – attractive interest rates in nine currencies
With our free cash account at Liechtensteinische Landesbank, one of the safest universal banks in the world, you save from your first deposit. You benefit from favourable interest rates, e.g., in USD up to 3.00 %. And best of all? You can withdraw money at any time.
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How you benefit with willbe
First-class interest rates
With the willbe cash account, you can secure top interest rates in four key currencies.
Worry-free saving with zero risk
Saving is fun with willbe, the risk-free way to make more out of your money over the long term.
Freedom guaranteed – the willbe pledge
No commitment, no fees, and available every day – the willbe cash account.
willbe cash account – free of charge and with guaranteed deposit protection
Get started with a minimum investment of 100 Swiss francs or the equivalent. The cash account is completely free of charge and has no hidden fees. Every deposit up to CHF 100,000 is covered by Liechtenstein’s deposit guarantee scheme.
International willbe cash accounts
More currencies, more flexibility: with one or more accounts in nine different currencies, you can invest your assets even more broadly and benefit from different interest rate and economic cycles.
You can hold willbe cash accounts in the following currencies:
The Swiss franc is regarded internationally as a traditionally stable currency. In times of economic uncertainty, it is often used as a safe haven, which is why many investors consider it an important reference currency in Europe.
The euro is Europe’s most important economic and trading currency. Anyone with assets or expenses in the eurozone can use a euro cash account to reduce currency risks and at the same time react flexibly to interest rate movements.
The US dollar is the world’s most important trading and reserve currency. It serves as the basis for many international financial markets and commodity prices, so a cash account in USD can be an interesting addition for geographical diversification.
The British pound is among the oldest currencies to be traded globally. London is one of the most important financial centres in the world, so the pound plays an important role in the international capital market.
The Nordic economies are regarded as innovative, rich in raw materials and economically stable. Their currencies often reflect the development of energy and commodity markets, which means they make an interesting accompaniment to traditional European currencies.
The Czech koruna is one of the most important currencies of central and eastern Europe. Czechia has a strong industrial base and is closely linked to European markets, so a cash account in CZK can be an interesting addition to ensure broader currency diversification.
The economies of central and eastern Europe have been growing dynamically for years and often have higher interest rates than those of western Europe. That makes cash accounts in these currencies an interesting prospect for investors who want to add geographic diversity to their portfolio.
You can set up one account per available currency, i.e. up to nine accounts in total. You can't have multiple accounts in the same currency.
Interest rate table for willbe cash accounts
You can save with nine currencies and open one account per currency. The interest rates shown are examples from the last day of trading.
The interest rates quoted are non-binding and are provided for information purposes only. The willbe app always shows the latest binding interest rates.
Date: 19.06.2026
| Currency | Interest rate (p.a.) | Interest limit |
|---|---|---|
| EUR | 2.15 % | 150'000.00 |
| CHF | 0.10 % | 150'000.00 |
| USD | 3.00 % | 150'000.00 |
| GBP | 3.25 % | 150'000.00 |
| CZK | 0.00 % | - |
| SEK | 0.00 % | - |
| NOK | 0.00 % | - |
| PLN | 0.00 % | - |
| HUF | 0.00 % | - |
- Interest is applied to the assets booked in the respective instant access account.
- Balances in excess of the amount mentioned above do not earn interest.
Simple interest rate structure for all
Our interest rates are fair. Whether you are new to willbe or have been with us for a long time, there are no limits on terms or loss leaders.
The interest rate is based on the money market interest rates of the respective currency. Changes in these market rates may lead to interest rate adjustments.
Frequently asked questions
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A cash account is generally more flexible: you can access your money every day, there is no fixed term and there is no commitment. A traditional savings account is usually geared towards purely saving and, depending on the provider, can be more restricted in terms of withdrawals or use. A cash account is a flexible savings solution with no commitment.
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Above all, a cash account earns interest and offers complete flexibility. With willbe, there are three clear advantages:
- There are no fees for all our cash accounts in CHF, EUR, USD, GBP, SEK, NOK, CZK, PLN or HUF
- You can access it every day
- You earn top interest rates in four key currencies (CHF, EUR, USD, and GBP)
This makes it a good choice for money that you don’t want to invest long term, but still want to earn interest on.
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Four points:
- How flexibly can I access the money?
- Are there any fees or hidden costs?
- How is the interest calculated?
- How much of the deposit is protected?
What is important for willbe is that there are no fees, there is no commitment, you can access your many every day and the account bears a variable interest rate based on the money market interest rates of the respective currency. This means that changes in market rates can lead to adjustments.
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You can open one account per currency, which means you can have up to nine cash accounts in total. You can’t have multiple accounts in the same currency.
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Every deposit up to CHF 100.000 is covered by Liechtenstein’s deposit guarantee scheme.
